Your insurance should cover temporary relocation to a motel, or other substitute housing. Meanwhile, you're probably going to need a lawyer to contact the landlord and the HOA, and threaten immediate legal action unless you get some financial assistance.
You can, of course, simply vacate the premises, declare the lease terminated, and then sue to recover your security deposit and any damages to your property. But, if you're thinking of doing that, then you need to take loads of photos/video before you leave, and have some witnesses look at the damage, and your video/photos, so that they can testify on your behalf that the video/photos are a fair representation of the condition of the property you vacated. Otherwise, you could be short on evidence, once you get into a court.
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