Real Estate Law
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my former girlfriend who held the mortgage declared chapter 7 bankruptcy and listed the mortgage in her debts to vacate, how can I remove the mortgage lien on the house.
Unfortunately you can't. The property is still considered collateral for the mortgage and the lender is a "secured lender". The only thing the bankruptcy did was extinguish your former girlfriend's personal liability for the debt. A bankruptcy doesn't extinguish or forgive the debt so as to give the owner a free house.
The bank still can foreclose on the property if the mortgage is not paid and force a sale of it to pay the debt. They just can't go after your ex for the debt.
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