Real Estate Law
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There is a tax sale procedure that allows the county or city to issue tax deeds for properties that have delinquent property taxes. Here's a good link that outlines the process: http://www.cookcountytreasurer.com/annualtaxsalebackgroundinformation.aspx
If you haven't paid property taxes in 3 years, it is very possible that a tax deed could be issued regardless of whether your mortgage is up to date - - as one has nothing to do with the other.
USUALLY, if a borrower's property taxes fall behind, the lender will pay the property taxes and add the expense onto the borrower's mortgage.