Real Estate Law
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They can place "forced insurance" on the property to insure it under your mortgage agreement, but it is kind of moot point because if you included the mortgage in the bankruptcy, then your personal liabilty would have been discharged when your BK was over. Even if you excluded the house from the BK, they would have to hire an attorney for a few thousand dollars to sue you for the premium costs in court. Since you aren't making the payments on the house already, then they likely don't want to throw good money after bad in trying to sue you for money that they won't likely be able to recover.
So I would opine that this is simply a bluff on their part to try to scare you into keeping insurance on the house to protect their interests..