Real Estate Law
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Hi - my name is ***** ***** I'm a lawyer in Mississippi. I'll be glad to assist.
In Mississippi, there is really no notice requirement to the borrower except for the notice of foreclosure sale that is published in the newspaper.
So, you likely would not receive anything from the creditor. However, you can go to your local chancery court clerk's office and review the land records to see if the property was sold at the foreclosure sale. If so, you should be able to find a deed from your lender to the buyer at the sale (which could also be the lender).
If the sale has occurred, then the foreclosure is complete.....and the credit report will show that the sale has completed. If the sale didn't generate enough money to pay off the mortgage, the lender can seek a deficiency judgment......but deficiencies are uncommon in Mississippi.
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