He has already had his attorney send me the 30 day notice to pay all payments missed and that date ended 02-14-2016 now he sent me this message:
I have incurred $663 for a premium for a trustee’s sale guarantee and $21.69 in postage costs as well as $585 in attorney fees.
Plus insurance costs on the property of $703.44.
That makes a total of extra costs of that I need to send to Santiam Escrow
to include in the payoff statement of $1973.13 as of today.
My attorney is ready to move forward with the next step of the foreclosure this week, which will increase the costs to pay off your debt to me.
I will agree to hold off on filing the final foreclosure paperwork until March 1, 2016.
You must provide us with documented proof of an approved loan in process by that date, or we will proceed with the foreclosure of the Coleman Road property.What should I send him? He claims I have not paid him for 28 payments missing which over 2 years. Who in there right mind would let someone do that and yet these loan people always believe him when he bad mouths me.Should I have like Legal Shield write him a letter statin that there is a loan in progress and that they will not be disclosing lender to him until ready to pay him off ? Or what would I have them say?My main concern is, if anything should go wrong and he should bad mouth this new lender if I have time to file a chapter 13 bankruptcy just to stop him from taking my family estate?
Should I tell him if he doesn't give me the 15 extra days to close this loan that this is what I plan to do or if by doing that and he knows I will file bankruptcy is there anything he can do to stop me and still take my home?