Real Estate Law
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Hi and welcome to JA. Ray here to help you tonight.You were charged here for a Special Warranty Deed--have you seen the deed here to know who the grantor/grantees are? Are you a widow here is it possible this was from a prior probate where you got title? Just trying to understand.
George it is not stupid to ask questions.If you have doubts about the deed and what was prepared you should consider having local title company review this and correct if there is a problem. This is correctable here, you just need to deal with it to make sure you have clear title and resolve any problems along the way.Title companies do this, I worked for one for a number of years.