Real Estate Law
Have Real Estate Law Questions? Ask a Real Estate Lawyer.
Thank you for your question.
Where is the property located?
Did you apply for a loan modification through HAMP or only through the lender?
You need a local attorney to rely to the summons and complaint, you can get a free consultation with some of them listed here.
It is better to apply directly through https://www.makinghomeaffordable.gov/pages/default.aspx
than through the lender.
Applying for a modification now will put the brakes on the foreclosure case, according to
which states: "if a loan modification application is made after the foreclosure action is filed with the court, the bank is required to request that the court stay or suspend the foreclosure action while the loan modification is pending."
Please follow up on this with a local attorney.
I hope this information is helpful.
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