I want to sue Bank of America AGAIN for 22 late pays on my credit report on a mortgage
I had with Countrywide starting in 2008. As you know Countrywide went out of business. BofA told me that I would be paying them. I explained that my contract was not with them and that they needed to do a new contract (mortgage). They said they were working on dropping me into the HAMP program and to pay $550/mo for 5 months, which I did. Then they said I had to walk into the bank and wire $1069.00 and $1100.00 in Jan and Feb, 2011, respectively.
In April, 2011, I took a job in Iraq, while trying to short sale my condo because BofA would not refinance me into a new loan. I found out through my RE broker that my place had been foreclosed. BofA never told me that I was past due. Never told me how much to pay to be current and never told me that I owed them anything verbally or in writing.
Per my credit report, they foreclosed in July 2011.
I went through an agency called Independent Foreclosure Review in 2011, per Obama, to sue BofA. I submitted documents proving my case and won $6000, in 2013. Then IFR sent me a 1099-M, which caused the money to be taxed.
I thought this was removed off of my report before. But it is not. My credit is "Good" now, but I was denied credit in August, 2015, when I tried to purchase a condo in Texas, because of these late pays.
I'm currently in Afghanistan working as a subcontractor for the DOD. I want to buy a place in Texas this year. Can you PLEASE give me some direction as to who can help me sue BofA again and or get these late pays off of my credit reports.