Real Estate Law
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Under Fl. Stat. 83.56(1)(a), you wouldn't be liable for rent during the time that the property is untenable. Here's a link to the statue: http://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0000-0099/0083/Sections/0083.56.html
As for whether the landlord has insurance to cover any costs or expenses associated with the unit being untenable, that would obviously depend on the policy.
Also, the lease could outline what duties the landlord agrees to undertake in the event that the property isn't safe to live in. But, it is not likely that the landlord is going to do more than the law requires.
That said, the landlord should be responsible for any reasonable expenses you've incurred as a result of the relocation.