Real Estate Law
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Hello, and welcome. I am a licensed attorney and happy to assist.
If a valid separation agreement is in writing and gives up interest in the home, then your ex-wife would not likely be awarded half the value in a lawsuit, as long as you have kept your end of the agreement, whatever that may be. This is particularly the case since you have been paying the mortgage and she has not. An argument could potentially be made that she remains liable on the note, and the credit risk should come with some benefit, so it would be in your best interest to get her name removed on the lender's side of things. All in all, it sounds like things will be fine.
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