Real Estate Law
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Title insurance usually is only a benefit to the lender in the event that there is an issue with the title or a cloud on it.
So, it's not likely that you would receive any money from a title insurance policy.
But, you should make contact and find out exactly what the situation is.
Also, the title insurance will not keep the house from being foreclosed....so if you want to try to keep the property, you're likely going t have to open his estate and get the title transferred over to you and then try to negotiate with the lender to assign the debt to you and modify the payments.