Real Estate Law
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First and foremost, you would need to obtain the consent of the borrower via a signed document. Once you have that, you would need to have somebody (i.e., an attorney or title abstractor) record the lien instrument in the land records of the jurisdiction in Hawaii where the property is located. This will put the public on notice of your lien, and protect your priority in the event of a default.
If you cannot obtain the consent of the borrower, but you have already loaned the money, then you would need to wait for the borrower to default on the loan, then sue him and win a judgment, and then record the judgment where the property is located so that it can become a judgment lien. Hopefully you are not in this predicament.
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