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I am sorry to hear about this situation. This becomes subjective - allow me to explain why.
The HOA is not liable for actions of contractors. This is law. The only exception is if the contractors are involved in dangerous work, such as demolition.
The HOA is liable for actions of its employees, under doctrine of Respondeat Superior. See Podolan v. Idaho Legal Aid Services, Inc., 854 P. 2d 280 - Idaho: Court of Appeals 1993. Under it, the employer is responsible for actions of his employees during course of employment.
If the HOA hired contractors, the HOA is not liable - the contractors are. Someone in your situation may wish to pursue the contractors. However, one can also argue that even though they were LABELED as contractors, they are really employees and thus, the HOA should be liable. The balance test between contractor and employee can be explained HERE.
It is up to you whether you wish to pursue the contractors, or, decide that the contractors may be argued to be employees of the HOA and then pursue the HOA, instead.
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