Real Estate Law
Have Real Estate Law Questions? Ask a Real Estate Lawyer.
Is your loan serviced through American Home Servicing Center or is this a company you were working with to assist you with the modification process? Charging up-front fees to assist in a loan modification is illegal. If you have not done so already you will want to file a complaint with the Consumer Financial Protection Bureau online today at http://www.consumerfinance.gov. You will also want to file a complaint with your State Attorney General against this company as the Attorney General is tasked with consumer protection for the State. https://www.texasattorneygeneral.gov/cpd/mortgages. You can also contact a HARP counselor directly since neither the servicing company nor the your lender are assisting you at http://harpprogram.org/contact.php. HUD can also assist at http://portal.hud.gov/hudportal/HUD?src=/topics/avoiding_foreclosure. Please let me know if this company is your loan services and if not how you came into contact with them?