I have a home I purchased with my now deceased husband in 2003. In January 2013 I husband and I tried to refinance our home and in this processed we found someone else was listed on our deed without our knowledge. It was told to us our Fire District auctioned our house off in an auction in 2005 or 2006.
We were not notified of the auction and we did not know there was going to be an auction. My mortgage
company is not aware of this aforementioned person on my deed either. When I receive my property tax bill, no one is listed, but my name and my husband's name.
I admit we did not pay our fire dues when billed it was an oversight, due to the fact we were not used to paying fire dues. When I ask neighbor
about the fire dues, they said I don't pay them because fire department was miss managing the funds. I never did hear from them again, because they auctioned my property off to a lady for 3000.00. I am paying my mortgage payment to my mortgage company every month. We paid taxes on the property until my husband became 100% disable and became tax exempt with the tax department downtown Birmingham. My mortgage company has already start billing me for taxes for my house, because my husband is deceased. I will start back paying taxes for my home in December 2015.
I hired a Lawyer and found out it's possible he was working with the attorney for the young lady on my deed.
I need help! Please advise me on how to proceed with getting this lady off my deed, so I can refinance my house for a lower interest rate and for house repairs. Thanks almost 65 year old Renay