Real Estate Law
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Good morning. I am Loren, a licensed attorney, and Ilook forward to assisting you today.
Unfortunately, the obligation to maintain liability insurance is placed on the tenant. A breach of that obligation entitles the landlord to seek remedy, not the tenant. So, no, it does not give you cause to terminate your lease and not be in breach.
I realize this is probably not the answer you were hoping to receive. Also, please remember that this is not necessarily a moral judgement on my part. As a professional, however, I am sometimes placed in the position of having to deliver news which is not favorable to a customer's legal position, but accurately reflects their position under the law. I hate it, but it happens and I only ask that you not penalize me with a bad or poor rating for having to deliver less than favorable news.