Real Estate Law
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Hi and welcome to JA. I am Ray and will be the expert helping you today.You should write lender here and ask for a written release.They should provide that since they have forgiven the debt.The release must be recorded in the deed records.
You can check the deed records in your county here to see if such a release has been filed.They may have done so but not included it in your paperwork.Either way this is what you need here to clear the title of the lien and refinance.
Release of lien forms--lender should provide this.
Click on free preview to see it.
I appreciate the chance to help you today.Please let me know if you have more follow up.Thanks again.
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