Real Estate Law
Have Real Estate Law Questions? Ask a Real Estate Lawyer.
Hello and welcome.
My name is ***** ***** my goal is to provide you with excellent service today. I am sorry to hear of your difficult situation. Before I can give you an accurate answer to your question, please provide the following additional information:
Do you know anyone who would cosign for you? You reside in WI?
I look forward to assisting you as soon as I have received this information. Thank you.
I'm sorry I took a break when I didn't see a response from you to my questions. Usually the best option under these circumstances is to take a loan against your home that is paid off and have a co-signer on the loan so you qualify. Since you do have someone willing to co-sign for you, that is a reasonably good option.
At the other end of the spectrum is bankruptcy, which can work to discharge some of your unsecured debt while usually allowing you to keep your primary residence. Since your credit has already been damaged, this would typically be a viable option as well and one I would seriously consider to help give you a fresh start.
I hope this helps clarify the situation for you. My goal is to provide you with excellent service – if you feel you have received anything less, please reply back as I am happy to address follow-up questions. Kindly rate my service when I have answered your questions so I will be compensated for my time assisting you. Thank you!
There are other banks. If you won't consider bankruptcy, having a co-signer would be your remaining best option. There aren't any creditors who will give you a loan with bad credit typically. I'm sorry too.