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It is, provided that the dish is not over a certain width. Under the Over-the-Air Reception Devices Rule (Section 207 of the Telecommunications Act of 1996), an HOA is prohibited from restrictions that impair a person's ability to install, maintain, or use an antenna covered by the rule. A restriction impairs if it: (1) unreasonably delays or prevents use of; (2) unreasonably increases the cost of; or (3) precludes a person from receiving or transmitting an acceptable quality signal from an antenna covered under the rule.
"Antenna" includes a dish that is one meter (39.37") or less in diameter. See here
for full specifications and various exceptions and nuances.
Now if the dish is less than that, then one cannot be barred from using it, generally speaking. If it is bigger than that, then the HOA may. It does not matter if it is the sole provider in the area and/or if the fee is not reflected in the HOA dues.
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