Sorry there was computer glitch in the screen/format I was working on so I changed the format to respond to your question.
For purposes under Florida law they could be considered a first time home buyer under (A) below if they have not had an ownership/title interest in the three years prior to applying for a loan, or the other definitions stated below apply.
DEFINITION OF FIRST TIME FLORIDA HOMEBUYER:
A. Is an individual who has not had an ownership interest in a principal Florida home during the last 3 years. This includes a spouse they are considered Florida first-time Florida homebuyers.
B. Single parents are first time homebuyers if they have only owned a Florida home with a former spouse while married or a single parent who has only owned with a former spouse while married is also considered a first time Florida homebuyer.
C. A first time Florida homebuyer is one who is one who has been a displaced homemaker and has only owned a Florida home with a former spouse.
D. A first time Florida homebuyer is an individual who has only owned a principal Florida home not permanently affixed to a permanent foundation in accordance with applicable regulations.
E. A Florida first time homebuyer is an individual who has NOT owned a Florida home that was in compliance with Florida State, local or model building codes
and which cannot be brought into compliance for less than the cost of constructing a permanent Florida home."
Please feel free to ask me any additional questions that you may have with regard to this matter.
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