Hi, my name is XXXXX XXXXX X will be glad to help in any way that I can,
You and your wife have nothing to worry about because when you filled out the application for the refinance, you were still employed and when they called on October 14, it was to cancel the loan, so with respect to them,they suffered no damages. Had the loan been approved and they later found out that you were not employed, they could have cancelled the loan, that's about it. But, that was not the case, so you have nothing to worry about with respect to the would-be lender. You went to the title company and cancelled the loan, so you did nothing wrong with respect to the title company, either.
Your boss might get in trouble with the employer, but that's about it. The lender cannot do anything to your boss because they suffered no loss since they cancelled the loan and I do not believe that there is anywhere on the paperwork where your boss would have had to swear to anything under oath. But, even if he did, since the loan was cancelled by the lender, they suffered no loss and they would not be able to claim any damages,
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