No I am not collection unemployment at this time. I am a recent graduated student, just have not been able to find a job yet. I have at most about $1,200 in savings, my debt is at $7,696
When they sent me a breakdown of the debt, it had late fees - monthly, and they also included Interest and Attorneys Fees into the total number. Am I expected to pay the interest and attorneys fees as well?
I just spoke to the law firm (debt collector) and they want me to send them an email in writing about a payment plan or a figure that I have to settle on. They said they will take that email to the homeowners association board.
I was told that outside of a 6 week payment plan, there is not a good chance of extension beyond that.
I am not sure what I should be sending them an email about or how I should go about it.
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