Good afternoon, Lori, Thank you for your reply and for your additional information,
I have conferred with some of my colleagues here and we are all of the same opinion that your situation has a lot of people involved in a lot of wrong doing at various stages of your home buying experience. You would not be able to find any resolution or any justice without the assistance of an Attorney experienced in real estate transactions and litigation because the closing has already taken place and many months have passed which means that only a lawsuit will give you the money that should have been paid to you. If you attempt to do this on your own, you will only be wasting valuable time.
What you can do in the meantime is contact the California Office of the Attorney General and file a formal Complaint against the lender , the mortgage broker's son the mortgage broker's estate, and the seller under his investment company name,
An Attorney would be able to institute a lawsuit and name as defendants, the lender, the seller and the mortgage broker's estate. You can find free legal representation by clicking on the link I have provided below which provides a list of free legal help by County so that you can find the one nearest to you,
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