Real Estate Law
Ask a Real Estate Law Question, Get an Answer ASAP!
I can see two liens from HOAs of yesteryear and two judgments from mortgage lenders.
The lien is listed in the county I live in yes?
I did a search using my name for the last 10 years. That's what came up.
So if there was a judgement for a car that got repo'd, if they did place a lien on my house, it would show up on Hillsclerk.com?
The judgment is there.
'For the car'
How can I tell if they do?
When you say judgment rolls. You mean whether they list online if there are any judgments for a certain person?
If that's the case, the answer is yes, I'm looking at it right now.
The attorney of record that processed the judgment even told me they did NOT place a lien on my house. The bank who holds the note, when I went to refi, told me there was a lien... THEN they say there wasn't. No one can answer me straight. Just trying to save the $100 order a title search.
I can see liens from an HOA I had with an ex wife from 7 years ago... so I'm assuming they would be. But I will check.
What do you mean by enrolled/filed?
I can see the judgment clear as day.
Issued in Feburary of 2010.
How is a judgment showing up in official records the answer to whether or not a lien was filed on my residence?
A judgment attaches itself to property you own by itself/
Hmmm. I've never heard the term judgment lien. I thought when a judgment was granted, that the grantor had to file a lien against a specific piece of property to encumber that property.
youre saying it's automatic? So any judgment against me in the county of Hillsborough automatically attached itself to a primary residence I own.
So if I were to pull a title search tomorrow, which I am going to do. Any and all judgments are going to show up on there as liens against my property.
What if the property is jointly owned?
Is this where I would search for Florida?
Last name, first name
If I am not listed, I would be okay?
I'll check with the county tomorrow. But this is the statute for judgment liens in Florida. Says Division of State is required to approve and then host all liens online. Am I reading that right?
I'll be honest. You freaked me out. I realize each state is different, but Florida would appear to have one of the easier methods of checking yes?
And if the house is my only and primary residence, even if I did not apply for the Florida Homestead tax break, by default, it's still considered my homestead property - so wouldn't that invalidate any judgment lien regardless?
DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.
The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).