Real Estate Law
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I can see two liens from HOAs of yesteryear and two judgments from mortgage lenders.
The lien is listed in the county I live in yes?
I did a search using my name for the last 10 years. That's what came up.
So if there was a judgement for a car that got repo'd, if they did place a lien on my house, it would show up on Hillsclerk.com?
The judgment is there.
'For the car'
How can I tell if they do?
When you say judgment rolls. You mean whether they list online if there are any judgments for a certain person?
If that's the case, the answer is yes, I'm looking at it right now.
The attorney of record that processed the judgment even told me they did NOT place a lien on my house. The bank who holds the note, when I went to refi, told me there was a lien... THEN they say there wasn't. No one can answer me straight. Just trying to save the $100 order a title search.
I can see liens from an HOA I had with an ex wife from 7 years ago... so I'm assuming they would be. But I will check.
What do you mean by enrolled/filed?
I can see the judgment clear as day.
Issued in Feburary of 2010.
How is a judgment showing up in official records the answer to whether or not a lien was filed on my residence?
A judgment attaches itself to property you own by itself/
Hmmm. I've never heard the term judgment lien. I thought when a judgment was granted, that the grantor had to file a lien against a specific piece of property to encumber that property.
youre saying it's automatic? So any judgment against me in the county of Hillsborough automatically attached itself to a primary residence I own.
So if I were to pull a title search tomorrow, which I am going to do. Any and all judgments are going to show up on there as liens against my property.
What if the property is jointly owned?
Is this where I would search for Florida?
Last name, first name
If I am not listed, I would be okay?
I'll check with the county tomorrow. But this is the statute for judgment liens in Florida. Says Division of State is required to approve and then host all liens online. Am I reading that right?
I'll be honest. You freaked me out. I realize each state is different, but Florida would appear to have one of the easier methods of checking yes?
And if the house is my only and primary residence, even if I did not apply for the Florida Homestead tax break, by default, it's still considered my homestead property - so wouldn't that invalidate any judgment lien regardless?
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