I am checking on Retention Law in California and I am not finding that name. Do you have a website link?
The up front fee they are charging concerns me
Are you on line with me?
The Attorney General has posted information on Loan modification scams.
yes and it is called retention law center in tustin ca
The law prohibits fees until services are performed.
And advises not to stop making mortgage payments.
they want me to wire transfer the money to them
http://oag.ca.gov/consumers/loan-modification can you check the link while I wait?
Let me take a look. Can you check my link? http://oag.ca.gov/consumers/loan-modification
The up front fees is a red flag.
You should continue making payments. I am seeing complaints for this company.
The bank can foreclose while you are applying for any modification program.
Did I lose you?
the bank isn't foreclosing on me they just won't refi my loan 2 help me out i just dont no what to do payment to high
Retention law is not showing up as a registered corporation.
have they been ripping people off
There are numerous complaints. The best thing for you to do is contact the Attorney General and ask them if there are issues with the company.
and should i not do this and is there any way i can force my bank to refi my loan. retention law they said i qualify for a program for the modifacation
is there a number for them
There is no way to force a lender to provide a loan modification.
they told me thats what they do im confused
where can i see the reports on them
This is a link for the Attorney General contact information. http://oag.ca.gov/contact The attorney general can provide with reports.
You asked if they are a scam, and I am telling you that the Attorney General for the State of California is saying that paying up front fees is illegal and do not stop paying your mortgage.
I know that this is difficult and that they seem to be able to help, however, I do not want you to lose $4,000 to a scam'
i agree with u it sounds to good to b true
i will contact them they said i only have 24hrs to pay or they cant process it that sounds fishy
The United States Department of the Treasury has put out the same alert at
I am concerned.
Contact a HUD housing counselor that can assist you with information on loan modifications at makinghomeaffordable.gov.
Do not stop making your payments.
ok i will make my payments i just cant catch up
Assistance from a HUD-approved housing counselor is free
did the addresse come up that i gave u
They do not come up under the business entity search in California
Check out this link when you have a moment
The link provides valuable information for consumers.
wow and that is the add they gave me
thank u for the advice
You can check the company at http://kepler.sos.ca.gov/
I checked on the California Secretary of State web site
thank you i will check all those sites what did u think of them wanting paid in 24 hrs
thank you and i will check all those sites and what did u think of them wanting pd in 24hrs
They go after people that are in a tough spot and demand money immediately
You can return to this question at anytime with follow up questions for me.
I just do not want to see you lose $4000.
DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.
The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).