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Allowing your boyfriend to lice in your house does not give him any ownership interest in the property. He would have no more rights than a tenant would have to property he is occupying. If something were to happen to you, he still would have no interest other than that of a tenant. If he had a lease with you, and something were to happen to you, the lease would continue until the expiration of the lease term. If he does not pay rent during the lease term, your mother would start Eviction proceedings and would ask the Court to enter an Eviction Order and give your mother possession of the house.
If he had no lease and he stopped paying rent, then your mother would give him 30-days written notice too vacate. If he did not leave by the 30th day, your mother would start Eviction Proceedings the way I explained above and ask the Judge to give her possession of the property.
The only way that your boyfriend would have more than a tenant's interest in the property is I you included his name on the deed, but other than that, your boyfriend would be nothing more than a tenant, so you have nothing to worry about,
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