I have not made a payment for September as of yet, but as of right now it is still not delinquent...The deductible for this surgery was more than originally thought, so that is why I wrote her a hardship letter asking her if we could please defer September's payment to the end of my note, and I would pay October's at the usual time.
in the state of Texas what is the normal time frame before she can begin the foreclosure process? Also, isn't it true that she must send a written letter giving us 20 days to make good on the past due payment & once a payment has been made the forclosure process has to cease? am i right on all that?
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