Real Estate Law
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This sounds like a Mers situation and I think you would qualify. If they have not been able to prove their case by now there is an issue. Here is some information on quiet title/confirm title actions. http://eichomes.com/2218/quiet-title-action-new-york/File a quiet title action then file a motion to stay the foreclosure pending the outcome of the quiet title lawsuit. These are the forms to file this action http://secure.uslegalforms.com/cgi-bin/forms/query.pl?S-T-NY-B-confirm~titleThis may end the lender's case once and for all.