How JustAnswer Works:
  • Ask an Expert
    Experts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional Answer
    Via email, text message, or notification as you wait on our site.
    Ask follow up questions if you need to.
  • 100% Satisfaction Guarantee
    Rate the answer you receive.
Ask ScottyMacESQ Your Own Question
ScottyMacESQ
ScottyMacESQ, Lawyer
Category: Real Estate Law
Satisfied Customers: 15761
Experience:  Licensed General Practice Attorney, Texas
19487448
Type Your Real Estate Law Question Here...
ScottyMacESQ is online now
A new question is answered every 9 seconds

Can deed restrictions be enforced if unsigned by the current

This answer was rated:

Can deed restrictions be enforced if unsigned by the current home owner? The home was purchased by my late husband and I never signed any deed restriction paperwork. The house is in Texas.

ScottyMacESQ :

Thank you for using JustAnswer. I am researching your issue and will respond shortly.

ScottyMacESQ :

Yes, unfortunately they can. You see, deed restrictions "run with the land", which mean that regardless whether or not they were agreed to you contractually, they can be enforced as a "negative covenant" between you and the other homeowners in the area. ONLY if the restrictions were part of a voluntary HOA that did not run with the land and were not actually "deed restrictions" could you have a shot at challenging them.

ScottyMacESQ :

But the main issue is that if they're really deed restrictions, they're actually restrictions that apply to the land (and subsequently to anyone that occupies that land).

ScottyMacESQ :

Note, however, that your lack of signing any agreement means that you cannot personally be held liable for any assessment, etc...

ScottyMacESQ :

The property can be liened for failing to pay assessments, and they could foreclose on that, but they could not come after you personally.

Customer:

So if they are claiming unpaid assessments, I am NOT responsible? And if there is no mortgage on the house, can they still place a lien?

ScottyMacESQ :

You personally are not responsible, but they can still place a lien on the house. Again, the restrictions run with the house, and to the extent that someone agrees in writing to be subject to those restrictions, they can apply personally to that person. A lien is merely a security interest on a property, that could be foreclosed. The existence of a mortgage or not would not affect their ability to put a lien on it.

ScottyMacESQ :

But if they were to sell it and still have a balance owed, they could not come after you personally.

ScottyMacESQ :

The extent of what they could recover would be limited to the house.

Customer:

OK, thanks. I think you have answered my questions. If they claim that I owe them $3k in back assessments, is it worth their while to put a lien on the house?

ScottyMacESQ :

That really depends on the association. There are some associations that would do it for $300, some wouldn't be bothered for under $10,000.

ScottyMacESQ :

I wish I could give you a better idea, but that's incredibly dependent upon the organization itself and their litigation / collection strategy.

Customer:

OK, thanks again. I have a lazy HOA with no money so I may be OK. Thanks for the information.

ScottyMacESQ :

My pleasure.If you have any other questions, please let me know. If not, and you have not yet, please rate my answer AND press the "submit" button, if applicable. Please note that I don't get any credit for my answer unless and until you rate it a 3, 4, 5 (good or better). Thank you, XXXXX XXXXX good luck to you!

ScottyMacESQ and 2 other Real Estate Law Specialists are ready to help you

Related Real Estate Law Questions