Hi, my name is XXXXX XXXXX X helped you with this question a few days ago.
Please allow me to explain it another way. Each Assignment of the Deed of Trust will recite all the previous Assignments so that if you go to the Recorder's Office and you look for the last Assignment to the current holder of your Deed of Trust, it should recite all of the previous Assignments, from the original lender which you said was First National Bank of Arizona, it will recite the Assignment by the First National Bank of Arizona to GMAC, the date of the Assignment to GMAC, the date that the Assignment was recorded; then it will recite the Assignment of the Deed of Trust to New York Mellon Bank, the Date of the Assignment, and the date on which it was recorded in the Office of the Recorder of Deeds. If you go to the Office of the Recorder of Deeds for the County in which the property is located and ask for the Assignment of Deed of Trust, you should see all of the above information on that Assignment. If all the previous Assignments, starting with the original lender, up to the current holder of the Deed of Trust are not there, then there is a "break in the chain of Assignments.
If you see that all of the Assignments are included in this latest Assignment, then there is no break in the chain of Assignments, but, you can ask the current lender to produce the original Deed of Trust because the original Deed of Trust must be transferred to the new lender with each Assignment,
Please be kind enough to rate Excellent Service" so that I receive credit for assisting you, it will not cost you anything additional to give me a positive rating, and that is the only way I can receive credit, Thank you for understanding,
If you receive a Customer Satisfaction Survey from JustAnswer, Please rate a 10 as it gives me a greater opportunity to assist other customers on this website and is greatly appreciated,
Thank you for allowing me the opportunity to assist you,
Your answer are very helpful. I am very happy that I am getting the good information which will help me draft motion to dismiss. Thanks
You are very welcome, I am glad I can help,
DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.
The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).