My husband kept the home as a part of his portion of community assets in the divorce. I made many requests to the lender to remove my name from the deed. They would not remove my name. Yes, my name would still be on the deed. No he never did a refi on the loan. He just continued to live there and fight with the lender. For some reason, do not know what, he won in his efforts to postpone foreclosure for some 9 years. No, he passed with no assets, only all sorts of debt. Thank you
I am sorry that I don’t have better news, but please understand that I do have an ethical and professional obligation to provide customers with legally correct answers, even when an answer is not favorable to the customer.
Thanks for your help. What I do not understand is possibly being held responsible for a shortfall when they could have foreclosed after only a few months of delinquent payments. A mortgage is an unsecured debt and the remedy is foreclosure.It sounds like I will be held responsible for the job they did not do per the mortgage agreement. Can a lien for anything related to this house be place on my current property?
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