Hello and thank you for your question.
Do you have a copy of your loan documents?
Was this a construction loan?
It was not supposed to be-it was to be a 15 year mortgage
I am thinking this may be mortgage fraud
You should have received a truth in lending statement showing the exact number of payments to payoff the loan and the total you would pay not including late fees
They are threatening foreclosure -is there any way that I can get an injunction to stop foreclosure pending outcome any lawsuit I might file-they have refused to provide me the total amount paid across the life of the loan
Yes you can file for an injunction
I would also file a few complaints immediately
I need an attorney that specializes in this type thing in Alabama-this is in Clarke County
Are you looking for a referral?
The terms of service agreement with the site will not allow a referral to a specific attorney. Let me put some information together for you that I can provide to assist you with finding the right attorney
Can I give you two links to file immediate complaints in the meantime?
thank you-this has been very frustrating
Please provide the links
This is fraud!
File a complaint with the
Office of the Comptroller of the Currency US Treasury Department at
Alabama Attorney General at
I will do these tonight
Please do, this is outrageous
you were also going to give me some information to help me select an attorney
Hang on a moment while I put this together for you
Attorneys in your area that handle these matters
Alabama Bar Association Lawyer Referral Service at http://www.alabar.org/lrs/
Martindale Hubbell is an excellent site to look up attorneys and/or law firms that you may be interested in hiring. http://www.martindale.com/Products_and_Services/Peer_Review_Ratings.aspx
Thank you so much for your help-I will rate you excellent
FTC at https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en&OrgCode=FFETF
Please feel free to return to this question at any time with any follow up questions that you may have for me.
Phone: 1-800-CALLFBI (225-5324)
I appreciate your help
Let me know what happens.
DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.
The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).