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rvlaw, Lawyer
Category: Real Estate Law
Satisfied Customers: 8386
Experience:  30+ years NYC R.E.litigation & closings; contract law professor.
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I have a few rental properties, but one in particular is not

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I have a few rental properties, but one in particular is not in an LLC and I have a family friend that lives in the house with his family and pays fair rent. I do not have a rental insurance policy nor do I report this on my schedule D as I he is only living in the home for a few months until his settlement is finalized and he can purchase a new home for himself.

My question is since the home is technically considered owner occupied or second home, if my friend and his family invite a guest over and that guest gets hurt on my property and wants to sue for money, am I fully vulnerable to a civil lawsuit? What recommendations would you have in my situation? Thank you.

Hi and welcome,

If someone sustains an injury, you and the tenant will be sued. The injured party will claim that you should have known of and corrected any defect. The cause of the accident may have nothing to do with the person fallson gease on the floor

when the tenant was cooking. But you will be sued anyway. Get insurance at least

because the company will hire a lawyer to defend you in the suit and pay any judgment or settlement against you.


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