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Good afternoon. I would absolutely go after them to be reimbursed your expenses. The bank is going to be held in bad faith to terminate a contract due to a time lapse when the delay resulted from their actions. The bank is acting like a typical bank. They think because they have all the money, they can simply shove this stuff down your throat. And, most of the time, they do because people pretty much fold their tent and just take it. But, you should not. I would suggest you write the lender a certified, return receipt requested letter detailing the history and demanding that the lender either reinstate the contract or reimburse you for your expenses. You will would want to mention that this claim will be filed not only as a breach of contract claim, but also as a gross negligence and/or intentional bad faith claim, which will entitle you not only to your actual damages
, but punitive damages as well.
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