Hi, I am assisting a senior friend in foreclosure prevention. She is in the following situation, 1.she requested for foreclosure mediation in the MD court on July 12.
2.and on july 17 in response to her remodification request to her bank, her bank has sent a formal agreement outlining the reinstatement arrangements for loss mitigation review, and the bank has directed her to make monthly payments this coming sept., oct. and nov..
3. however, then on july 18 she in turn received another letter from her bank's attorney that her property will be transferred to her bank in 60-90 days, and that she is entitled to live/rent on the property before her bank conveys her property to HUD
,also forms HUD 9539,conditions for continued occupancy and temporary nature of continued occupancy have been sent to her. Also it is mentioned that she needs to pay rent on her property.
It appears as if the bank's attorney has sent the letter in error because the bank already contacted her to pay trial plan monthly payments which means foreclosure is being resolved.
what steps does she need to take in response to 3. above, to the bank's attorney becuase that july 18 letter has a deadline of 20 days for the forms. Does she need to tell the bank's attorney that she already received trial plan payments from the bank to avoid foreclosure, so their foreclosure letter of 3. above is not valid? thanks