Yes, that is correct.
Can you please explain that part that pertains to my situation?
OK I want to make sure that I am understanding this correctly since I am struggling with the legal jargon. Under this California's non-deficiency statute, The specific California Civil Code is Section 580b is the reason why the bank has not attempted to contact me on prepaying the second loan? I guess I am still struggling with the reason why the first is still on my record and the second loan has been cleared. If I put in the information about the non-deficiency statue, will that show that it is no longer my responsibility to repay the loan(s)?
OK thank you. When was this statue put into law? and is there a timeframe that it only applies to?
Since its no longer my responsibility, what is the reason it still shows in my credit report? Is there any action I can take to have it removed? Or possibility a timeframe it is going to be removed on its own?
Do you know how I can get an official reference document of the California Code - Section 580b that you referenced?
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