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Good afternoon. Yes, the tenant is liable for all unpaid rent. Since the tenant is obviously not going to pay this voluntarily, file suit against him. Typically that's all that needs to be done because being served with the summons and risking a judgment on their record causes them to settle this prior to the hearing. But, if not, you will prevail at the hearing. Then, once the judgment is awarded in your favor, you become a judgment creditor, and if the losing party doesn’t then pay the judgment, you can have the sheriff serve a summons on the losing party for a debtor examination. That forces the losing party to meet the judgment creditor in court and answer questions under oath about the losing party's assets. After that information is obtained, the judgment creditor has the power to garnish wages, attach bank accounts, have the sheriff seize other personal property, and/or place liens on any non-homestead
property to satisfy the judgment. You will want to name both the insurance company and the principal as defendants in your suit. Since there was no active lease, he will have difficulty claiming that the tenancy was with his entity rather than him personally.
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