Real Estate Law
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Hello. What an interesting question. I have a number of questions about your situation.
Did you have a lawyer review your purchase agreement prior to closing, or since? Did you obtain an owner's title insurance policy when you closed? What do you mean by "unilaterally owned by the other owners? Did you receive a Warranty Deed and can you scan and attach a copy of it to a Reply? If not, please post the exact legal description of the property as it appears in your deed.
No, I did not have any specific lawyer or attorney reviewing the closing documents then or now. I totally relied on the closing attorney to do a complete thorough analysis prior to. I should have, but yet to receive the insurance in the mail. I meant by unilaterally that all the owners own the land equally even though each owner had purchased the their lot with the specific parcel id. As this is an open forum and not protected by client - attorney privilege i prefer not to post or attached the legal description.
You have rated my answer as "poor" and "incomplete". If you will tell me what additional information you need, I will be happy to try to provide it. However, no lawyer can evaluate a real estate title question without reviewing the documents. I asked you to send me a copy of your deed, but you refused. Therefore, your rating is unwarranted and unfair. If you can simply type the legal description itself from the deed, and also any clauses beginning with the words "subject to", I should be able to give you a more definite statement.
I can send you the deed/legal description to your direct email address.
You originally said: "The county records shows the lot i purchased s is actually unilaterally owned by the other owners meaning that no owner owns a specific demarcated piece of land but rather all owners have ownership of a piece of land within the greater piece of land." This is a very puzzling statement in light of your deed which I have now seen. The deed makes no mention of it being for anything less than 100% of the fee simple title being deeded to Raffles Properties VII, LLC. It also makes no reference to any recorded ownership restrictions such as would be imposed by a homeowners association, or a condo or co-op ownership situation. If any of those existed, then the your Grantor may have breached the warranties of that deed and could be liable for damages. I don’t know what the County records could have shown that would run contrary to the plain language of your deed. EITHER THE COUNTY RECORDS ARE WRONG, OR YOUR DEED IS INCORRECT. Neuse Incorporated, has the legal obligation to defend your title. I recommend that you start with the Abram Law Group, LLC whose name appears on the deed. Their files might have an explanation of whatever the county records show which you say have put a cloud on your title. I cannot tell you any more than that without actually seeing the documents in the County records themselves. I am frankly perplexed as to what could establish the kind of joint ownership of the parcels that you took title to. In summary, the deed that you received does not reflect any ownership of the land in question other than that of Raffles. If Abrams attorney’s can’t explain what the situation is, then the county attorney should be able to. I hope this Answer is helpful and that you will now give it a positive rating. If you have any follow up questions please send back a Reply; however, I will be away from my computer until next Wednesday, and I can only send brief replies using my Droid. Thank you for using Pearl.com- Just Answer. We appreciate your business.
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