On April 29, 2005 my then ex-wife signed a loan agreement with World Savings and Loan though it is dated April 28, 2005 (Exhibit A). Just prior to that we were instructed by the bank to move $80,000 from Plaintiff’s account to her account for the application process and put the house in her name. The Bank said we had to do this because the other house that World Savings loaned us money for was in Plaintiff’s. On May 2, 2005 a grant deed and deed of trust are recorded (in the name of Paula Mazzoni unmarried) and on May 12,XXXXXissued an order (Exhibit B) on property rights and both houses are award to Plaintiff (4320 Circuit Dr. was classified as separate property). I immediately contracted World Savings and faxed them a copy of the order. On the advice of the bank I was told to leave everything the way it was or it would cost $30,000 to change the names
On June 15, 2005 the seller records a Deed of Release on the property. Thirty three days after being given notice of the order and the Trust Transfer Deed sign the same day as the order, May 12, 2005 to Defendant. (Exhibit C)
However, a short time after giving the bank notice and the Deed of Release being recorded a demanded of $10,000 from Plaintiff was made by World
My ex-wife never contributed a penny towards the house nor did she every live in it after or before it was remodeled.
In May 2008 after an operation I put the house in a trust and recorded in Placer county (Exhibit C). In 2009 I started having problems with the bank which was now Wells Fargo. I tried to get a modification and after talking with the bank I was told that if I stopped making payments they would do a modification. They said, the only draw back was it would be on Plaintiff’s credit history. After approximately fifty days I was told that I wasn’t going to get a modification and it was going into foreclosure. I then sent in payments for both houses, the next thing I now the money is return and I am told that it will not be accepted because they’re foreclosing. After many phone calls, I
was told if I sold the other house right away I could modify on the remaining one. Which I did. Then the bank again refused to modify saying Plaintiff is not the borrower.
I put $100,000 down another 30,000 to 50,000 in materials for remodeling, I have the receipts but have not added them up, not to mention labor and my time. Approximately $80,000 in mortgage payments which I can’t get a record of because Wells Fargo refuses to give me any information relating to the house.