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Sorry, the answer is no. ". . . subject to. . ." means that whatever is generically described sticks to the land regardless of whether or not the buyer (or anyone else who receives the property) actually knows what those things are.
If it's ". . . subject to xyz of record. . .", then a search on that piece of land in the public record will reveal the un-named but generically described encumbrance. That's what title reports are for, and that's why we hire title search professionals instead of doing it ourselves--even attorneys. A mis-spelled name in the recorder's index can make an amateur search fail to find something that is legally "of record".
Usually, a good conscience, good manners, and not wanting to be bothered with a quiet title lawsuit is enough to keep most people from recording bogus encumbrances against other peoples' property. But no, there's not some "title police" agency that reviews documents and arrests people who record, for instance, a mechanics' lien when they are not a licensed contractor
and have no statutory right to do so. But people who DO file bogus encumbrances often enough get ordered to pay the landowner's attonrey's fees! AFTER a lot of weeping and wailing and gnashing of teeth associated with getting a suit and a motion and a hearing (or heaven forbid, a trial) if the bogus filer is too insane to un-do the deed and make things right.
And some states have special laws allowing for expedited hearings and quickie trials for wrongful lien actions.
Finally, what you describe as the mandatory membership in a nonprofit corporation called an HOA gets imposed on people all the time--just by purchasing the land within the scope of a valid HOA Declaration. It's only a step or two up from the 1800s tradition of "restrictive covenants
" where buying land in a certain area included a covenant "running with the land" to never house slaves in the main house, only in back or outbuildings. That sort of thing did happen, and the abolition of slavery and other developments like civil rights legislation (There WERE also covenants to never sell to a non-white person well into the 20th Century!) never legally removed those covenants from the land--they just made them unenforceable.
I hope that this explains some of the ins and outs of real property