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This is known as a membership camping contract under NY state law.
The following link is the chapter of law governing these campgrounds and your contract. See:
The law requires that you receive a disclosure with specific information at the time of signing the contract.
For example, that you may cancel within three days of entering the contract.
Failure to provide the required notice may result in civil penalties.
All of this is included in the chapter I provided above.
The law does not state a member may terminate due to illness or any other reason. Beyond the three day cancellation period, the member is bound to the contract term. If the member breaches, they may face a civil suit to by the campground to recover damages.
You are paying for a license to use property under the contract. This is an enforceable obligation. There are exceptions such as if the campground breaches the contract first.
Also, while a creditor such as the campground may be able to file suit it may do no good.
Retirement payments such as Social Security cannot be reached even when such a creditor obtains a judgment. The ability to satisfy a judgment can be limited.
You may consider submitting a request for accommodation if you feel the facilities are lacking what you need to use the park due to a disability. In lieu of making such changes, the park may agree to mutually terminate the agreement.
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Thank you for your prompt response. I did not know that campgrounds had their own set of rules as far as NYS law goes.
Is this in anyway considered a "timeshare". If so they did not use that term anywhere in the contract. This is a violation of NYS law as per the Attorney Generals office.
I wanted to use this as leverage. If it is in no way a timeshare, then my question has been answered and I thank you for your time and information. Good day
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