Hello and Welcome! Thank you for allowing me to be of service to you. Please note: (1) this is general information only, not legal advice; and (2) I will provide you with honest information and not necessarily to tell you might be hoping to hear.
Unfortunately there is no such thing as just walking away from a mortgage without consequence. Louisiana is a recourse state meaning that if you were to walk away from your home and to the extent mortgage insurance does not cover the loss the bank takes on the foreclosure of the home, the lender has a right to seek a judgment (deficiency amount between what is owed and what the home sells for at auction) against you. Once you stop paying on the mortgage the home could be foreclosed on and the lender can seek recourse against you. Not to mention your credit will be destroyed.
A remoted possibility is to get the lender to accept a deed in lieu of foreclosure. However they are not going to do that if you are current on your payments.
If you are struggling to make payments, talk with the lender about a modification to reduce the monthly payment amount.
I apologize that this was probably not the answer you were hoping to receive. However, it would be unfair to you and unprofessional of me were I to provide you with anything less than truthful and honest information.
All my best & encouragement.
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All states have intricacies in their laws and any information given is simply information only and specifically is not intended to be, nor does it constitute, legal advice. This communication does not establish an attorney-client relationship with you.