Thank you for your quick reply. I thought I had a 7 year window but wasn't certain. If you are permitted to answer a related question regarding the 12% interest accrual rate, it would be appreciated. I did opt for the unlimited answers with a 7 day free trial. If you can't answer, I understand.
The question is: Is 12% the allowed or proper interest rate on a judgement of this type?
No. Not with that question. The answer was exactly what I needed. But I do have another question that it totally unrelated to that one. Does the program allow me to ask more questions?
Please advise. For now I'll go ahead and ask my question.
This has to do with a lien on my property that resulted from a battle with my neighborhood home owners association. I lost the fight and got a consent order to in the amount of $6,126 making monthly installments until it is paid off in the amount of $208.44 per month. I have faithfully paid $209 every month and have a balance now of $1,528.77. However, in March, I called the law firm, who represents the HOA, to ask for a pay off balance so I could refinance my home. They sent me over a pay off letter itemizing the amount and have added attorney fees and other costs that they took out first leaving me with a balance as of March of $2,542.90 (about $805 more than I was ordered to pay). The original consent order included $2,285 in attorney fees and $314.50 in other costs. Now it seems that this law firm has added more fees to it. I didn't incur any charges and I am not their client, but they have charged me an exorbitant amount for absolutely nothing. My question is... Can this law firm add fees and costs to the amount designated in the consent order? And, would I be better just to pay it instead of trying to fight it? Is there something either I can do or you can do for me, inside my membership, that will resolve this dilemma so I can get on with my refinance?
I know this is a long and complicated question, and if it would help, I can scan the consent order, pay off letter, and my spread sheet of payments.
Hope you can help.
Thanks so much,
Carl Erwin, XXX-XXX-XXXX
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