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Good morning Robert JDFL I have a few more questions please. In my previous question, I was concerned the HOA could take his car for his outstanding balance due which I don’t think he can pay back. Well I talked to Mike our son and I first thought he owed the HOA $12K but now he says he only owes the HOA 3K and the more realistic value of the Ford Taurus we purchased for him is worth about $4500.00. 1. So does this change your previous answer since now the car is worth more than the debt by $1500.00? 2. You said it is very expensive for the HOA to levy a vehicle to satisfy a judgment, so much money approximately is involved to levy a car to satisfy a judgment? 3. He also has a $20K student loan from about 10 years ago that he has not paid anything towards or very little if any. What will eventually happen if he never pays this back? 4. And last he and his wife walked away from his Condo which was upside down. It is now in foreclosure. Loan is at $90K but the condo is worth maybe $60K at best. So what can Green Tree Lending (Mortgage Loan Company) do to Mike if they sell it at a loss of $30K or more short of the loan value? 5. Mike filed bankruptcy about 5 years ago so how long before he can file for bankruptcy again if he needs to go that route. (By the way he filed bankruptcy on everything except not his Condo for some reason?) Thank You Russ XXXXXX
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