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Have you applied to HARP refinancing or FHA loans (assuming this is a principal residence)?
Also, the HAMP program can help.
Please tell me whether you've applied to these, as these are governmental efforts to help individuals in your situation to refinance on a principal home.
Can you see what I typed above?
If so, have you applied to any of these?
Check them out, regardless of what the lender said.
These options are to help those in situations like yours.
Is there anything more I can answer for you?
You are most welcome.
Glad I could help.
Are there any more questions you need answered, so that I can best help you?
If not, please provide me a good rating for my work.
If so, please ask any follow up questions you might have.
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