I own a condo with my employer. He is also my recent ex boyfriend. We purchased the condo together with a joint mortgage as an investment several years ago.

Because we recently broke up, he is threatening to not pay his part of the mortgage. He has the means to pay it but just wants to torture me.

What will happen if he doesn't pay it? Will it actually be foreclosed on if I can't pay it on my own? The other mortgagee is a business owner and has many obligations and is simply choosing not to pay this one obligation.

We can't sell it because easily because we purchased it at the height of the market (but it is for sale).

I assume my credit will be ruined if I can't pay the whole mortgage although he is legally obligated to pay his half?

Basically, my employer is a bully, he is threatening me in every way possible at work - today he made me sign an NDA agreement or said that I would be suspended without pay tomorrow (even though I have worked there for 10 years), he has fired me (and then rehired me) at least 3 times in the last few months - one time in a text message that literally said "You're fired but you look good naked", has continually sexually harassed me, and now he is trying to hurt me from another angle. He knows I have excellent credit and that I take it very seriously.

Obviously I am trying to find another job but in today's market it is not easy. I can't really take a pay cut, especially if I am going to now have to pay the full mortgage on the condo that he is legally obligated to pay half of.

I appreciate your help/advice. Thanks

I am not able to refinance it in my name because he would need to agree to quick claim it, not sure how that would work.

We owe $278 and it is for sale at $309. It has been for sale for close to a year and we got an offer last week of $285. The problem is that with commission we are going to have to pay out of pocket to close the deal. He is being difficult with this process, so now he is saying he just won't pay at all. He changes his mind all the time and forgets what he says - he is unstable at best.

I am not interested in taking on the whole mortgage myself. When we bought it for $360 it appraised for $465, but I am hoping it will appraise somewhere near $300 at this point. Some have been foreclosed on, so there is not telling where the Appraisal will come in.

Also, I would need to get him to agree to relinquish his ownership in the condo to me and that will not happen. He is very very manipulative and will make it as difficult as possible on me.