Hi, my name is XXXX XXX Im researching your answer now.

http://www.davis-stirling.com/#axzz1zXXAgq5j

For your reference, here is a link to DavisSterling; a resource for CA HOA laws.

HOA dues or assessments would not be considered a contract action. HOAs are a combination of local government and corporate law. Statute address HOA assessments directly. Give me a minute to look at the statutes.

Ok, HOAs do not foreclose. What HOAs do is put a lien against your property. Then, in another proceeding, the lien holder can request the court forced sale.

Is there a lien on your property?

How long has the lien been on the property?

Have you disputed the debt with the HOA at meetings or any other formal procedure?

What are the past due fees for?

Do you dispute you owe the debt?

I see. Your best bet at this point is to contact the HOA and try to work something out. The lien can stay on the property for twenty years. The HOA has that long to ask the court for a forced sale; makes the title unmarketable.

Let me check.

There are two types of foreclosure in CA; a judicial foreclosure and a nonjudicial foreclosure. The judicial foreclosure is rare in CA and would not apply to you since the debt is not in dispute.

http://www.foreclosureradar.com/ca-foreclosure-law

Here is a link to a good resourece for understanding the foreclosure process and the different types of judgments available to plaintiffs.

No problem.

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