Just spoke to my bank, they have no knowledge of, nor did they give approval of, her attempting to sell the house via short sale.
Hi again. No surprise there. Either she doesn't understand the process or she is waiting to contact them when she has a potential deal to actually sell the home.
The woman I talked to didn't know, so I'll ask you. If my ex wife actually gets and accepts an offer, and then our mortgage company shoots it down, am I in any way legally liable, in terms of any legal action from the potential buyer?
Your wife shouldn't be accepting any offers without you. She can't bind a sale without you. Thus, your argument would always be that you never signed the contract or agreed to any offer. You might send her a letter to that effect. Just so you are putting her on notice.
The loan officer in charge of my account is going to contact me Monday. I'll wait to hear what she has to say, then will probably send that notice you suggest.
Side note, she can't do a lot of things she's done, it hasn't stopped her. So if she is to accept an offer, and start the sales process without me, can I be held liable for refusing to sign off on the deal she has worked out?
No, but I would send the letter (or even an email), now that you are aware of what she is trying to do.
OK, thanks again.
Attorney licensed in multiple jurisdictions.
DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.
The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).