Real Estate Law
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DISCLAIMER - This answer is not legal advice. No attorney-client relationship is formed. The information provided is for educational purposes only. For specific advice regarding your situation, please consult a qualified attorney in your area.
An owner may quit claim deed their interest to the other owner in order to take their name of the title. If someone's name is XXXXX XXXXX the mortgage and they are not a guarantor, then they are not responsible for the mortgage. They are, however, responsible for the property taxes, property upkeep, etc.